Share your market
Tell us where the entity operates and which customers you serve.
In progress · market path being prepared
Europe merchant path
Accept crypto payments.
Europe, with the right groundwork.
MiraclePay is preparing a Europe launch path for merchants that want wallet-native acceptance with a market-aware operating model.
Europe availability is not live yet. Join the conversation to discuss timing and fit.
IN PREPARATIONEurope
MARKET STATUSNot live yet
Eligibility before activation
Launch in progressOnboarding requiredMarket-specific scopeNo authorization overclaim
The market path
Europe is in progress. We are shaping the merchant, partner and payment-service boundaries before opening the path to live onboarding.
MiraclePay evaluates the merchant, market, payment channel, supported assets and settlement setup before activation.
Payment experiences
Start with the route
your business already knows.
Product paths are presented for context. Exact availability, assets, networks and settlement terms are confirmed during onboarding.
01
Hosted checkout
A guided customer experience is part of the path we are preparing.
Explore path 02QR payments
Explore a counter-ready route while Europe availability is being developed.
Explore path 03Talk through your market
Share your countries, channels and settlement needs with our team.
Explore pathRegulatory context
Preparing for a layered European framework.
General information only. This is not legal advice and does not determine whether a merchant, partner or service is authorized.
What to keep in view
EU MiCA requires CASP authorization or a qualifying Article 60 notification for crypto-asset services. Some EMT payment services also require PSD2 authorization or partnership after the March 2, 2026 transition. This page is general product information, not legal advice.
01MiCA may require CASP authorization or a qualifying Article 60 notification for crypto-asset services.
02Some EMT payment services may also require PSD2 authorization or partnership after the March 2, 2026 transition.
03Launch scope and role allocation will be reviewed before merchant availability is announced.
Country and authority map
The right review
for each market.
These are orientation points for planning only. The applicable authorization depends on the legal entity, customer flow, custody, conversion, settlement and local partner model.
JurisdictionAuthorityFramework to review
EU / EEA · passporting routeHome Member State national competent authority
MiCA CASP authorization, or an Article 60 notification for qualifying financial entities, may be required before providing crypto-asset services.
EU / EEA · EMT payment servicesNational banking or payment-services authority
PSD2 payment-institution or e-money-institution authorization, or an authorized PSP partner, may be required for services that qualify as payment services.
Germany / France / Spain examplesBaFin / AMF / CNMV
The relevant national authority handles local authorization and supervision within the MiCA framework; the exact authority depends on the establishment country.
Before launch
A thoughtful path before availability.
Share your entity, countries, channels and expected flow. We will use that context to identify the right next conversation.
Map the payment flow
Describe checkout, QR, WooCommerce or other channels you want to evaluate.
Review the operating model
Confirm roles, supported assets, settlement and any market-specific requirements.
Follow launch progress
We will share timing when this market path is ready for merchant activation.
Help shape the launch path
Tell us about your Europe launch.
Share your market and operating context with the MiraclePay team.