Share your market
Tell us where the entity operates and which customers you serve.
Live for eligible merchants
United States merchant path
Accept crypto payments.
Built for U.S. commerce.
Give U.S. customers a wallet-native way to pay online or in person while your approved business receives the settlement route configured for its account.
Available to eligible U.S. merchants after onboarding approval.
U.S. merchant promotion · 0% commission through October 30, 2026Subject to approved account configuration and promotion terms.
AVAILABLE NOWUnited States
MARKET STATUSEligible launch
Eligibility before activation
Live marketOnboarding requiredMarket-specific scopeNo authorization overclaim
The market path
The U.S. launch path is live, with market-specific onboarding and a payment flow designed to keep customer payment, status and merchant settlement in one view.
MiraclePay evaluates the merchant, market, payment channel, supported assets and settlement setup before activation.
Payment experiences
Start with the route
your business already knows.
Product paths are presented for context. Exact availability, assets, networks and settlement terms are confirmed during onboarding.
Regulatory context
A live market path with clear boundaries.
General information only. This is not legal advice and does not determine whether a merchant, partner or service is authorized.
What to keep in view
Depending on the business model and activities, U.S. activity may involve FinCEN MSB registration and state money-transmitter licensing. New York has an additional New York-specific BitLicense regime. MiraclePay does not represent that a merchant is licensed or that availability equals authorization.
01FinCEN MSB registration may apply depending on the business model and activities.
02State money-transmitter licensing may apply depending on the business model and activities.
03New York has an additional New York-specific BitLicense regime.
Country and authority map
The right review
for each market.
These are orientation points for planning only. The applicable authorization depends on the legal entity, customer flow, custody, conversion, settlement and local partner model.
JurisdictionAuthorityFramework to review
United States · federalFinCEN / BSA
MSB registration may apply when the business performs covered money transmission or virtual-currency activities.
United States · state-by-stateState financial regulators / NMLS
Money-transmitter licensing may apply depending on the flow; there is no single nationwide state license.
New YorkNew York State Department of Financial Services
A BitLicense and/or money-transmitter authorization may apply. New York is excluded from current MiraclePay U.S. availability.
U.S. onboarding
A clear path from eligibility to launch.
Share your entity, countries, channels and expected flow. We will use that context to identify the right next conversation.
Map the payment flow
Describe checkout, QR, WooCommerce or other channels you want to evaluate.
Review the operating model
Confirm roles, supported assets, settlement and any market-specific requirements.
Launch the approved route
Complete onboarding, test the approved setup and go live with clear controls.
Start your U.S. merchant path
Bring crypto payments to your business.
Begin onboarding for an eligible U.S. merchant account.