Accept Crypto Payments and Settle in USD
With MiraclePay, customers pay in supported crypto such as BTC, USDT or USDC, and eligible U.S. merchant configurations receive USD in the business bank account. The merchant does not need to hold crypto or manage conversion. Eligible accounts pay a flat 2% fee, settlement timing is confirmed per account, and merchants based in New York are not eligible.
Customers pay with supported crypto while eligible U.S. businesses follow an approved USD settlement route.
MiraclePay is a crypto and stablecoin payment gateway for eligible U.S. businesses. Customers pay with supported crypto, while merchants settle funds in USD to an approved business bank account. The exact assets, networks, payment channels and settlement timing depend on the approved account configuration.
A better payment path
at every step.
Crypto and stablecoin acceptance
Crypto and stablecoin acceptance keeps the next merchant action easy to understand.
Approved USD settlement
Approved USD settlement gives your team a visible payment state to work from.
Payment-to-bank-account context
Payment-to-bank-account context retains the context needed for operations and reconciliation.
From a wallet payment to USD in an approved business bank account.
See if MiraclePay
fits your market.
FAQ
Frequently asked questions
What is crypto-to-USD settlement?
The customer pays in a supported crypto asset and the eligible merchant receives USD in its business bank account.
How long does settlement take?
Settlement timing is confirmed for each approved account before the merchant accepts live payments.
Which assets can be settled to USD?
Examples include BTC, USDT and USDC on networks approved at onboarding.
Who provides the infrastructure?
MiraclePay works with Zero Hash as an infrastructure partner for eligible routes.
Is it available in New York?
No. Merchants based in New York are not currently eligible.